About Us - Privacy Policy
At Shelby County State Bank, protecting the privacy and confidentiality of your personal information is important to our customers and to us. We value your business and the trust you put in Shelby County State Bank. To offer you the financial products and services you seek, we collect, maintain and use information about you on a routine basis.
Shelby County State Bank provides a copy of this policy when it establishes a customer relationship with a consumer, and thereafter on at least an annual basis. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.
To help you better understand how your personal information is protected here at Shelby County State Bank, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information.
Information We Collect
We collect, retain and use nonpublic personal information, as allowed by law, to provide products and services to our customers. Sources of this particular information are as follows:
Information from applications or other forms. (Ex: name, address, social security number, assets and income)Information from your transactions with us, our affiliates, or with others. (Ex. Account balance, payment history, parties to transactions and credit card usage)Information we receive from a consumer reporting agency. (Ex. Creditworthiness and credit history)
Information We Share
We currently do not share our existing or previous customers’ nonpublic personal information with affiliates or with nonaffiliated third parties except as permitted or required by law, unless the customer has been informed about the possibility of disclosure for marketing or similar purposes through prior communication and is given the opportunity to decline.
Who Receives Information and Why
We do not disclose any nonpublic information about our customers or former customers, to anyone, except as permitted by law. We may exchange such information with our affiliates and certain nonaffiliated third parties (under limited circumstances) to the extent permissible under law to service your account, offer you products or services we believe you may find valuable, report to credit bureaus, manage risk and other financial services related activities.
Giving You the Power to Choose
Our bank will disclose customer information only if the customer has authorized the disclosure, to help complete a customer initiated transaction, or the disclosure is in response to a lawful subpoena, summons, warrant or court order.
How We Protect Your Information
We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Shelby County State Bank maintains strict procedures and policies to safeguard your privacy. We restrict employee access to customer information only to those who have a business reason to know such information and we educate our employees about the importance of confidentiality and customer privacy. We maintain physical, electronically and procedural safeguards that comply with federal regulations (Fair Credit Reporting Act, Right to Financial Privacy Act) to guard your personal information.
This site is optimized for display on Handheld Devices. | Visit Shelby County State Bank's Flash Site.